In Part II, the article will explore selected federal restrictions about the homestead exemption (for example federal tax liens), fraudulent transfer concerns, and proposed federal personal bankruptcy laws that would severely Restrict homestead defense for non-Florida debtors seeking to determine domicile and transfer to Florida to stay away from creditors. In addition, portion II will go over planning to take advantage of homestead and conflicts which can come up in that context between Qualified advisors who could possibly have different views. Some advisors may perhaps suggest possessing a homestead with minor property finance loan credit card debt, while others could endorse owning the homestead with an important house loan as a way to benefit from property finance loan curiosity deductions for federal money tax purposes and from the chance to boost other investments by resources that aren't tied up in residence equity.

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residence Appraisers and Florida courts have interpreted this language to retroactively penalize folks who acquired an exemption or even merely a tax credit in another point out, No matter

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